Gone are the days when only Roti, Kapda, Makaan everyone considered necessities.
A recent data analysis says that in March 2022, UPI processed 5.04 billion transactions.
But, What is UPI?
Are there any apps available to make UPI Payments?
Lets get to know about them in this article.
What is UPI?
It aims to grant the masses an easy solution for making online funds, transfers, and payments.
To use UPI, you only need an active bank account and a smartphone with internet connectivity.
Best UPI Apps in India 2022
1.
It also offers the facility of automatic payments for credit cards, DTH connections, and more.
Download:Paytm forAndroid|iPhone
2.
PhonePe
PhonePe is Undoubtedly one of the best apps available for UPI payments in India.
It provides numerous cashback rewards and has a monthly user base of over 350 million.
PhonePe also lets you check your bank balance and transaction history.
Like Paytm, PhonePe also facilitates bill payments, mobile recharges, and more.
It also allows users to purchase or renew their vehicle and health insurance plans.
Download:PhonePe forAndroid|iPhone
3.
Google Pay
Google Pay, commonly known as GPay, is undoubtedly the most popular UPI app in India.
Google Pay has one of the most straightforward user interfaces compared to other UPI apps.
However, according to many users, Google pay has a slower transaction processing rate than other apps.
So, keep note of that before making payments.
Download:Google Pay forAndroid|iPhone
4.
Amazon Pay
Amazon was founded in 2007 and is one of Indias most significant e-commerce players.
Its services like Prime Video and Prime Music are popular among the Indian audience.
Amazon entered the UPI space by launching Amazon Pay in 2019.
Every transaction is secured through mobile gear verification as well as UPI PIN.
Download:Amazon forAndroid|iPhone
5.
BHIM app is very effortless to use compared to the rest of the apps mentioned in this list.
you could also add multiple bank accounts registered on the same number for UPI Payments.
BHIM also uses UPIs security mechanism for payments, making it equally secure.
Download:BHIM forAndroid|iPhone
6.
It comes pre-installed and is quite literally a swipe away from the home screen.
Samsung Pays delightful rewards program grants points for every successful transaction of 50 or more.
It, too, offers facilities like bill payments for electricity, DTH, landline services, and whatnot.
Download:Samsung Pay forAndroid
7.
However, WhatsApp Pay is still a worthy choice to consider.
you’re free to transfer funds to both your saved and unsaved contacts using WhatsApp Pay.
However, WhatsApps primary focus remains peer-to-peer payments.
If you want a very Simple UI and cashback rewards, Google Pay might be a better option.
PhonePe creates a good balance by bringing the features of Paytm and a simple user interface like Google Pay.
